The verified facts
- Corgi markets itself as an AI native, full stack carrier for startups, with stage based packages and the broadest modular AI endorsement menu in the segment.
- Its own site footer discloses the structure: Corgi Insurance Services is a licensed producer and programme administrator, and much of the startup liability risk is written by Technology Risk Retention Group (TRRG).
- TRRG is an Arizona domiciled risk retention group. It is not AM Best rated, and its policies are not backed by state guaranty funds. An admitted Corgi carrier launched in August 2026 aimed mainly at small business classes.
- Corgi's later valuation claims ($4B and $5B during 2026) appear only in aggregator sources and were not corroborated in our research.
When founders switch
Speed is Corgi's strength and we will not pretend otherwise. The questions to ask before binding are about the paper: will an unrated RRG pass your largest customer's insurance requirements and your investors' covenants, and what happens to a long tail D&O or E&O claim if the risk pool has a bad year? We place the same stack on rated, admitted where required, carrier paper, and we show you the comparison.
Facts compiled from published sources in our research, checked November 14, 2026. Figures a company publishes about itself are described as claims where they could not be independently corroborated.
Talk through your stack before you sign the next contract
Send us the term sheet, the customer MSA, or the renewal you are worried about. We will tell you plainly what it requires, what your current programme does about it, and what we would place differently.