Carriers and markets

Summary pages, kept honest: where a carrier has no verified AI product, the page says so.

Coalition

Cyber MGA and carrier group. Security led cyber underwriting with Tech E&O and management lines, distributed through brokers. Its affirmative AI wording covers AI as an attack vector and deepfake fraud, not liability for your own AI's outputs.

Beazley

Specialty carrier (Zurich owned from October 2026). Affirmed AI in its US cyber and Tech E&O wording in September 2026 and added AI Voluntary Shutdown and AI Regulatory Defence endorsements. Strong for companies deploying AI in their own operations.

CFC

Lloyd's MGA. Rolled affirmative AI wording across seven product lines in June 2026, addressing hallucination, AI generated content, and model drift. A workhorse market for small and mid market tech.

Chubb

Global carrier. No standalone AI product verified in our research, and its position needs care: Chubb is named among carriers that filed ISO GenAI exclusions for CGL in 2026, and it also offers affirmative AI cover for Google Cloud workloads through the Google Cloud Risk Protection Program, accessed via a broker. Form by form, never assumed.

AXA XL

Global commercial carrier. Its Generative AI endorsement to cyber (October 2025) covers data poisoning, usage rights and IP infringement from negligent failure to obtain permissions, and EU AI Act regulatory liability, for businesses developing their own GenAI models. Mid and large commercial, through brokers.

Hiscox

Specialty carrier. In the UK, Hiscox launched an affirmative AI clause in technology professional indemnity in 2025. In the US it owns Corix, the programme behind Vouch's AI endorsement, following its August 2025 acquisition of Corix and Vouch Insurance Company. Broker distributed.