| Stage | General market context |
|---|---|
| Pre-seed and seed | Part of a full stack that generally runs $3,000 to $10,000 per year in the market |
| Series A (California) | Part of an all in programme that generally runs $30,000 to $60,000 per year in the market |
| Series B and beyond | Limits and towers are priced per placement; expect D&O to be the main driver of the increase at each round |
General market ranges only, not a quote. Your premium depends on limits, retention, claims history, and the carrier's view of your sector.
For a whole programme estimate, try the full stack cost calculator, or read the requirements page for the limits those prices buy.
Talk through your stack before you sign the next contract
Send us the term sheet, the customer MSA, or the renewal you are worried about. We will tell you plainly what it requires, what your current programme does about it, and what we would place differently.